Jun 19, 2020
Landmark Supreme Court Ruling Defends LGBTQ Rights June 15, 2020. In the biggest triumph for gay rights since 2015, th
We finance purchases — a home mortgage, a car loan, student loans, or everyday transactions that we charge on credit cards. The agreements for these purchases are lengthy and difficult to understand. These agreements are meant to obligate us and the companies to whom we give our business. Corporations and financial institutions often do not live up to their contractual obligations. Worse, some may charge customers more than what the law permits, believing that no customer will be willing, or have the resources, to challenge their actions.
Consumer products are often represented to be one thing but are actually quite another. Consumer fraud is a term that describes any intentionally deceptive act, statement or practice that harms consumers. Consumer fraud occurs in many industries and businesses.
Sometimes banks, credit card companies and mortgage lenders take advantage of consumers so they can make more money. They often collect funds they did not earn, giving them a larger profit. Even though there are consumer protection laws to protect consumers from this abuse, some banks and lending institutions violate those laws and rob people of their hard-earned money.
FDPK lawyers have successfully fought ERISA cases that involve violations by those who are placed in trust of funds belonging to others (called fiduciaries) and termination or modification of welfare plans, and regularly litigate cases related to individual disability, health, pension, 401(k), and severance benefit claims.
Although people rely on insurance companies for protection of their homes and automobiles, for healthcare and life insurance, and to provide retirement savings, sometimes insurance companies lie about their coverage or policy benefit to get people to get them to buy it but then do not honor that agreement.
When one individual comes forward to bring a lawsuit on behalf of a group of people who have been harmed in the same manner, companies are forced to live up to their side of the bargain. Taking on large companies can be difficult. We are not afraid to fight against large companies and corporations.